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Why Wealthy People Refinance Their Mortgages | Shop Your Own Mortgage

3 min read

Why Wealthy People Refinance Their Mortgages

When buying your dream home, mortgages are often thought of as a necessary evil. But did you know that successful people routinely use...

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1 min read

Debt is on the rise, but so are refinances

Concerns about the ISM manufacturing index, which fell short of expectation, brought Treasury yields lower on Monday. As a result, rates...

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2 min read

Housing prices soar to 6-year highs but the NAHB may have a solution

Rates followed Treasury yields when they fell upon news of Biden’s struggles pushing his $1.9 trillion stimulus plan. The 30-year fixed...

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2 min read

Housing inventory may get depleted in just 3.1 months

After lenders had some time to digest the new FHFA fee on refinances, rates eked lower. The 30-year fixed rate mortgage fell by 3 basis...

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1 min read

Fast-Track Your Application By Gathering These Documents

Key Points

  • Gathering your documents early saves you significant time in receiving a mortgage offer.
  • The general...
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1 min read

Why You Should Get a Pre-Approval

If you’re ready to get serious about buying a home, then you should get a pre-approval. A pre-approval letter demonstrates to...

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1 min read

How to Find the Best Mortgage

Key Points

  • The best way to see what’s a good mortgage for you is to shop around.
  • Many of the lowest rate products...
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1 min read

Closing Costs 101

Key Points

  • Closing costs are paid by the homeowner once the property has been transferred from the seller to them
  • They...
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1 min read

Are You Ready to Buy Your First Home?

So you’ve been doing the renting, living-with-the-parents, or couch surfing thing for a while now and are ready to own your own space. To...

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2 min read

Should I Renovate or Sell?

Key Points

  • Consider how much would you have to change in order to satisfy your current needs.
  • Can you afford to make...
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