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Debt is on the rise, but so are refinances

Concerns about the ISM manufacturing index, which fell short of expectation, brought Treasury yields lower on Monday. As a result, rates...
2 min read
Housing prices soar to 6-year highs but the NAHB may have a solution

Rates followed Treasury yields when they fell upon news of Biden’s struggles pushing his $1.9 trillion stimulus plan. The 30-year fixed...
2 min read
Housing inventory may get depleted in just 3.1 months

After lenders had some time to digest the new FHFA fee on refinances, rates eked lower. The 30-year fixed rate mortgage fell by 3 basis...
1 min read
Fast-Track Your Application By Gathering These Documents

Key Points
- Gathering your documents early saves you significant time in receiving a mortgage offer.
- The general...

1 min read
Why You Should Get a Pre-Approval

If you’re ready to get serious about buying a home, then you should get a pre-approval. A pre-approval letter demonstrates to...

1 min read
How to Find the Best Mortgage

Key Points
- The best way to see what’s a good mortgage for you is to shop around.
- Many of the lowest rate products...

1 min read
Closing Costs 101

Key Points
- Closing costs are paid by the homeowner once the property has been transferred from the seller to them
- They...

1 min read
Are You Ready to Buy Your First Home?

So you’ve been doing the renting, living-with-the-parents, or couch surfing thing for a while now and are ready to own your own space. To...

2 min read
Should I Renovate or Sell?

Key Points
- Consider how much would you have to change in order to satisfy your current needs.
- Can you afford to make...